FARM INSURANCE

We support farmers. The Campbell-Eberly Insurance foundation was built on the hard work and sacrifice of farmers. We understand the risk and fortitude that goes into cultivating crops and raising livestock, which is why we protect all kinds of farms —  whether it’s the farm that has been in your family for a century or a 200 head dairy operation. Our comprehensive policies cover more than cattle and tractors — we’ve got your farm truck, outbuildings, and additional liabilities covered, too.

We understand that farming isn't one-size-fits-all. Farming is complicated. Regardless of the type of operation you’ve got, you need coverage that fits your size, speed, and special needs. For over a century, Campbell-Eberly Insurance has made it our business to provide hard-working farmers with the peace of mind that comes with flexible agriculture policies that are customized to fit every part of your livelihood. From commercial agribusiness to farm umbrella, you can trust that your farm — big or small — is taken care of.

BEYOND THE BARN

Although a weather-beaten barn is usually symbolic of a hard-working farm, today’s agricultural operations include a wide variety of outbuildings, livestock, and machinery. That’s why your member mutual-issued  focuses on diverse choices and flexibility and offers a wide variety of coverages that protect not only your farm’s structures and personal property, but also your home and household contents. 

FARM-MATE FARM INSURANCE COVERAGES

• Dwelling
• Household and personal property
• Additional living expenses/loss of rent
• Farm buildings
• Scheduled and unscheduled farm personal property

COVERED CAUSES OF LOSS

• Fire
• Lightning
• Windstorm
• Hail
• Explosion
• Riot or civil commotion
• Accidental overturn or collision of farm implements

LIVESTOCK — ADDITIONAL PERILS

• Death by electrocution
• Dog or wild animal attack
• Accidental drowning

INCLUDED FARM INSURANCE COVERAGES

• Debris removal
• Emergency removal of property
• Necessary repairs after a loss
• Construction of new buildings
• Fire department charges
• Outside satellite dish systems and radio/television equipment
• Building collapse
• Unharvested farm produce or grain

OPTIONAL FARM INSURANCE COVERAGES

• Comprehensive machinery coverage
• Dwelling repair or replacement cost
• Equipment breakdown
• Farm extra expense
• Farm/household operations records
• Fire department charges
• Glass breakage — farm machinery
• Household personal property replacement cost
• Inflation guard
• Leased or rented farm buildings
• Loss of farm earnings
• Open perils coverage for dwelling and contents
• Peak season
• Pollution cleanup and removal
• Commander dwelling
• Custom dwelling
• Water backup (sewer or drain)

PIVOTS

Professionals in any field know the importance of having the right tools to do the job. Our seasoned underwriters also understand the importance of protecting the tools of your trade against disaster. The many decades of industry experience in our office represent more than hours on a time clock. We are inland marine specialists who look for ways to say, “Yes.” We offer coverage options not generally found through standard insurers, and while taking the time to get each job done well, we also have a reputation for quick turnarounds when insuring mobile irrigation equipment.

AGRIBUSINESS

We stay ahead of the curve. Whether you’re a seed dealer or own a working ranch, we believe there’s no such thing as a “small” business — it’s a big deal to you and it’s a big deal to us. Campbell-Eberly Innsurance understands that your livelihood needs tailored, focused coverage you can’t get from a basic agricultural package. And because we know that the rural marketplace is constantly evolving, we offer products that align with the latest in agriculture technology. It's another way we’re is investing in tomorrow’s farmer.

COMMERCIAL AGRIBUSINESS INSURANCE COVERAGE

• Commercial buildings
• Business personal property
• Inland Marine
• Dwelling
• Personal structures
• Farm buildings
• Household personal property
• Machinery
• Equipment and implements
• Scheduled or unscheduled farm personal property (machinery, equipment, and implements)

OPTIONAL AGRIBUSINESS PROPERTY PLUS ENDORSEMENT

• Newly purchased farm machinery, vehicles, and equipment
• Additional 30 days borrowed or rented farm machinery
• Rental reimbursement on farm machinery
• Disruption of farming operations
• Tank leakage
• Cost of record restoration
• Farm computer and office equipment
• Disruption of farming operations
• Pollutant cleanup and removal
• Computer fraud
• Water backup

OPTIONAL AGRIBUSINESS LIABILITY INSURANCE COVERAGES

• Custom Farming Liability
• Custom Feeding Liability
• Confined Livestock Care, Custody, and Control Liability